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Financial Readiness

A funds coverage check computed from figures you type in, with no bank login ever.

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What it does #

The Bank Statement Scan reviews the financial story you plan to present: balances, tuition and living costs, sponsor details, statement period, and your source-of-funds explanation. It returns a funds coverage score, flags missing financial evidence, and gives safe next steps.

Note

This check works entirely from figures you type in yourself. BROVi Scan never asks for bank passwords, card numbers, CVV codes, online banking logins, or one-time codes, and there is no bank account connection of any kind.

What you need before using it #

Your statement figures (opening, closing, and average balance), your target amounts (tuition and living costs), your statement period dates, and your sponsor's details if someone else is funding you.

Using it #

  1. Open Bank Statement in the workspace.
  2. Enter your figures and select a statement period length. The page checks your statement dates as you go and warns if the period looks too short, too old, or includes future dates.
  3. Select Run financial scan for the instant rule-based result: coverage score, funding gap estimate, and a review of balance consistency, deposit explanations, and sponsor clarity.
  4. Optionally select AI review for a model-based read of the same figures.

Understanding your results #

The core signal is coverage: how your available funds compare with what the route requires. The funding gap estimate is the number to act on. The consistency and clarity rows matter because visa officers read financial stories, not just totals: a large unexplained deposit or an unclear sponsor relationship is a gap even when the balance is sufficient.

Honest limit

This page reviews the figures you provide. It does not see your actual bank records, cannot detect errors in what you type, and its thresholds are general guidance, not any embassy's official requirement. Always verify amounts against the official source for your route.

Credits #

The rule-based scan is always free. The AI review costs Uses 2 credits and is charged only when the AI analysis is actually delivered: if the model is unavailable or the call fails, you still get the free estimate and any deducted credit is refunded.